If you have missed mortgage payments in Massachusetts, you have more time and more options than you may realize. We buy houses in pre-foreclosure across Massachusetts — closing in as few as 7 days so you can stop the process, protect your credit, and move forward.
Massachusetts law gives you a 90-day right-to-cure window before foreclosure can begin. Do not let that window close without exploring your options. Our consultations are free, confidential, and without obligation.
Massachusetts is a non-judicial foreclosure state — lenders can foreclose without filing a court case, making the process faster than in many other states. Understanding the timeline gives you the power to act before it is too late.
Your mortgage servicer begins contacting you. Grace periods vary by loan — most have a 15-day grace period before late fees apply.
Under MGL Chapter 244 § 35A, your lender must send a formal notice giving you 90 days to cure the default by catching up on all missed payments.
The lender publishes a foreclosure notice in a local newspaper for 3 consecutive weeks and records it with the county registry of deeds.
The property is sold at public auction to the highest bidder. Once the hammer falls, your ownership ends. You must vacate.
Most Massachusetts homeowners don't realize how much worse a completed foreclosure is compared to a pre-foreclosure sale.
Reach out today — even if you have received foreclosure notices. We move fast.
We evaluate your Massachusetts property and your payoff amount — no in-person visit required.
Receive a written offer. No pressure, no obligation. We explain every number.
We pay off your mortgage at closing. If you have equity, you walk away with cash.
Massachusetts is a non-judicial foreclosure state. After 90+ days of missed payments, the lender issues a 90-day right-to-cure notice. If uncured, they publish a notice of sale for 3 weeks and hold a public auction. The entire process typically takes 6–18 months.
From first missed payment to auction typically takes 6–18 months, including the mandatory 90-day cure period. This window gives you meaningful time to sell before the auction.
Yes — at any point before the auction closes. We can close in as few as 7 days, which is fast enough to stop even an imminent auction if we act quickly.
Under MGL Chapter 244, Section 35A, lenders must send a formal 90-day right-to-cure notice before beginning foreclosure proceedings. This is your window to cure the default, negotiate a modification, or sell the property.
A completed foreclosure drops your score 100–150+ points and stays on your report for 7 years. A pre-foreclosure cash sale shows as 'paid' with significantly less damage — most sellers recover credit-wise in 2–3 years.
Get a free, confidential consultation today. We can assess your situation and make an offer within 24 hours — giving you a real path out before foreclosure completes.